Recently to manage my Money Management and cash flow I using excel Ms.Office and could tedious to make them proper manage. Some people like to use a plain paper and write record everything and this the way applying by our grandma. The smart people is about using FREE money management software to make record fast and so easy without need you have a accounting degree holder.

Becoming organized financially requires some amount of discipline. Financial management becomes complicated because there is no clear understanding of cash flow or an idea of income against expenses. Debt is usually what results when expenses exceed income. The first step towards better financial organization is keeping good records. Only when there is recognition of the expenses being made on a day to day basis will there be an understanding on how to cut back.

Did you realize you spent RM800 in buying DVD movies pirate at Pasar malam last year? How many times did you watch them? Do you think now that the RM800 would have been better spent on the unexpected maintenance on the auto that came up yesterday? Of course there is no right or wrong answer to how you should spend your money. After all, it is you who earned that money and the right to spend it whichever way you see fit. But you can always make your money work harder for you. You want better “bang for your Duit, buck, pound”.

Here’s where personal finance software comes in. They help you slice dice the financial data to give you better insight into what is going on. Always remember the software can only be as good as the data it has to process. Garbage In Garbage Out. But if you have started thinking of even using a Personal finance software you are well on your way to making every dollar count.

So I want to share FREE Software Money Management for you need..I think is important for everyone since we need to facing year 2009 with more complicated budget. – Download here

Bahasa Melayu

Sekadar ingin berkongsi tentang software ini, mungkin ada yang sudah tahu, tapi mungkin juga ada yang tak tahu (contohnya saya sebelum ini ) Terdorong nak berkongsi kerana saya dah pun gunakan software ini, dan saya rasa bagus juga berbanding cara saya sebelum ini cara manual dan menggunakan table excel sahaja.

Apa gunanya software Money Manager ini?

Seperti namanya, ia untuk menguruskan duit anda. Bukanlah dengan software ini, duit anda akan lebih terurus, tapi ia membantu anda merekod keluar masuk duit anda dengan lebih teratur kemas.

Selama ini, saya memang ada rekod perbelanjaan saya, tapi secara manual. Kemudian, saya rasa tidak begitu praktikal untuk kira dan jumlahkan setiap bulan. Jadi, saya beralih pada table excel. dengan table excel ni pun saya rasa tak begitu fleksibel, sebab akan sentiasa ada perkara yang saya nak edit, jadi leceh juga.

Kemudian, saya mula cari apa2 software untuk perkara ini, dan terjumpa software Money Manager ini yang sangat ringan, lebih baik dan bagusnya ia percuma. Selamat menguruskan duit anda..Oh ya kalau tak faham kenapa perlu urus duit anda, mungkin anda perlu baca “Millionaires are from a different planet – Azizi Ali” Download here

• Best Collection Software Karaoke
• 10000 Software For You
• Buat Duit Dengan Rapidshare
• What New in 3gpmelayu.com in year 2009?
• Buku Hj.Bakhil